Think this is the end? Write yourself a new beginning - I am really jealous you have a positive balance, I don't

Saw this article in the MSN Money blog: "Not that long ago I had about $130 to my name. I was struggling to balance a handful of part-time jobs with re-entry into college after 30 years away from higher ed.Going back to school terrified me. But my life was already turned upside down: I'd left a long-term marriage and run through most of my savings to support myself"Boy, I am very jealous she has at least a positive balance because as far as I am concerns and perhaps thousands out there or even millions are in "NEGATIVE". What a life this Economic crisis has done to simple lives to get to be "DISASTROUS" lives now!

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The State of Investing in "America's Recession" today

The United States in once again in a serious reality of recession making stocks tumble, real estate depreciates, housing foreclosures and devaluation of the US dollar, commodities and tangible assets alike.

Such perils were brought about by the long ordeal on the Iraq war, housing and credit crisis together with financial bank failures recently. As the Federal Reserve desperately tries all measures on injecting money into the system while creating inflation, another stimulus package is being debated in the House of Congress. With the onset of these events inter-related with the coming presidential elections, americans are having a difficulty to think that this is just a "normal" trend in the economy

Yet there are sauvy investors who can convert these into buying opportunities for stocks, ETF's and other investments. The trend today is merging towards ETF's which is now the equivalent of mutual funds as years before. Being a bull market, short term bonds are more easliy disposable than long term bonds.

Nevertheless, we should watch the prices of gas frequently and as well as other commodities. Markets unfortunately are very tricky and can be misleading sometimes so the best way is knowing what your are really investing into than just what we think it is or should be.

Should there be a real recovery, gas and oil should stabilize while some commodity prices go up.
The key is remembering the relevance of commodities together with the stock market as it is always the commodities which are the economic indicators than stocks.

Either one is a small or big time investor, it is always wise to ask what is my purpose of investing, how does it affect my life purposes and not what the money purpose is? An intelligent investor knows that when he/she invest, it has something to do with what they want to develop in their lives. Hence it is a question for oneself not a question for the financial planners and stock brokers.